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SERENITY MORTGAGE SOLUTIONS THE CURE
to UNJUST banking PRACTICES.
 
HOPe's Mission

Our primary goal at Serentiy Mortgage Solutions,is to provide you with a thorough evaluation, assessment and audit of your loan.  Only after a careful examination and assessment are we able to reveal any potential predatory lending violations and abuses. Once this has been done, we will assist you in finding competent legal counsel to take matters further.  We aim to give our clients a chance to fight back for predatory lending abuse.

SMS’s goal and prime objective is to expose potential fraud and damages.  As part of our services, we provide experienced mortgage audit professionals whose responsibility it is to thoroughly examine all documentation that will reveal fraud, deceit, unfair practices, misrepresentation, violations of the Truth in Lending Act, violations Regulation Z, Real Estate Settlement Procedure Act violations, violations of Regulation X, including State law requirements within the lending industry.

 

 
The Problem

The Problem

It is true that most consumers are unfamiliar with the procedures, requirements and complexities that entail a home mortgage loan application, such as: calculation of interest; right to recession; appraisal fee, loan origination fee, was your yield spread premium disclosed (“YSP”); illegal kickbacks, federal disclosure requirements, discount points, switching rates between initial disclosure and closing, mortgage fraud by lenders and brokers; prepayment penalties; total interest (%); adjustable rate mortgage fraud (“ARM”); bank fraud; flipping, the list is endless.

 
HOPe's Solution

HOPe's Solution

Serenity Mortgage Solutions.

Serenity Mortgage Solutions (“SMS”) is  the leading institution on predatory lending abuse and practices relating to mortgage home loans.Call us today at:561-337-5779. Predatory lending is the practice of exploiting a potential borrower’s ignorance for profit by fraud. A majority of governmental agencies define the term predatory lending as ‘granting loans without regarding the borrower’s ability to repay.’ By doing so, this practice has grown into a multi billion dollar industry for lenders.

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