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SERENITY MORTGAGE SOLUTIONS
THE CURE
to UNJUST banking PRACTICES. |
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Our primary goal at Serentiy Mortgage Solutions,is
to provide you with a thorough evaluation, assessment and audit of your
loan. Only after a careful examination and assessment are we able to reveal
any potential predatory lending violations and abuses. Once this has been
done, we will assist you in finding competent legal counsel to take matters
further. We aim to give our clients a chance to fight back for predatory
lending abuse.
SMS’s goal and prime
objective is to expose potential fraud and damages. As part of our
services, we provide experienced mortgage audit professionals whose
responsibility it is to thoroughly examine all documentation that will
reveal fraud, deceit, unfair practices, misrepresentation, violations of the
Truth in Lending Act, violations Regulation Z, Real Estate Settlement
Procedure Act violations, violations of Regulation X, including State law
requirements within the lending industry.
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It is true that most
consumers are unfamiliar with the procedures, requirements and complexities
that entail a home mortgage loan application, such as: calculation of
interest; right to recession; appraisal fee, loan origination fee, was your
yield spread premium disclosed (“YSP”); illegal kickbacks, federal
disclosure requirements, discount points, switching rates between initial
disclosure and closing, mortgage fraud by lenders and brokers; prepayment
penalties; total interest (%); adjustable rate mortgage fraud (“ARM”); bank
fraud; flipping, the list is endless. |
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Serenity Mortgage Solutions.
Serenity Mortgage Solutions (“SMS”) is the leading institution on predatory lending abuse and practices relating to mortgage home loans.Call us today at:561-337-5779. Predatory lending is the practice of exploiting a potential borrower’s ignorance for profit by fraud. A majority of governmental agencies define the term predatory lending as ‘granting loans without regarding the borrower’s ability to repay.’ By doing so, this practice has grown into a multi billion dollar industry for lenders. |
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